👨‍💻Stablecoins Take the Lead🙂

Stablecoin use continues to expand across the world, from Europe to emerging countries.🌎

In fact, multinational payment services giant Mastercard has recently reported that it had tokenized 30% of its transactions in 2024.

And with the new team in the White House, it seems US legislation is finally on board the stablecoin train too. One of the top priorities for White House AI and crypto czar David Sacks is addressing stablecoin legalisation in the United States.

Given all this, it seems stablecoins demand will grow both as a payment method and an asset…And as per usual, we at ALGA are ahead of the game!💯

Not only are many of our indexes balanced with a good amount of stablecoins, we also have our very own Stable index, comprised of the most highly capitalized stablecoins in the market.

Stable Index Composition:
🟢Tether (USDT) TRC20 - 40%
🟢TUSD Coin (TUSD)- 20%
🟢DAI Coin (DAI) - 10%
🟢USD Coin (USDC) - 30%

➡️Explore ALGA indexes: alga.finance

How ETFs Workℹ️

ETFs or Exchange Traded Funds are predefined baskets of assets, wrapped into a single fund and traded on an exchange.☝️

Generally ETFs can be split into two categories: traditional ETFs and crypto ETFs. The former typically include bonds, stocks, commodities and other traditional investment assets. Crypto ETFs, in turn, are comprised of a selection of digital currencies.💸

Shares of the ETF are traded on exchanges, much like individual equities. They can be bought and sold during regular trading hours, at market rates, granting investors the benefit of liquidity and flexibility, as opposed to other asset classes.

Crypto ETFs are of prime importance when it comes to bringing traditional, as well as institutional investors into the crypto scene, hence promoting industry growth. And with the many ETF filings under the Trump administration — it seems many crypto assets and sectors are about to see a rise…(remember our cross correlation post?)📈

Best way to make the most of all of them at once and truly seize the market? ALGA indexes!

➡️Find out more & stay ahead of the game: alga.finance

ALGA Index Profitability Update📊

The crypto market’s cap is 3% lower than a week ago, and investors’ fear and greed index is largely indicating caution. Bitcoin is indeed down as Solana, XRP and Dogecoin continue their decline, triggered by the LIBRA memecoin scandal. What does the future hold? Diversify and pick your assets wisely.☝️

⬇️BTC Main: -6.34%
⬇️ETH Main: -13.13%
⬇️BTC Combo: -9.46%
⬇️ETH Combo: -17.79%
⬇️Stable Index: -0.01%
⬇️ALGA10: -10.78%
⬇️ALGA5: -10.27%
⬇️ALGAGPT7: -16.16%
⬇️Wallet Index: -14.09%
⬇️DeFi Index: -18.84%
⬇️DEX Platforms Index: -16.55%
⬇️AI Index: -25.27%
⬇️MEMES Index: -19.99%
⬇️Smart Contract Index: -15.04%
⬇️PolkaDot Index: -17.9%
⬇️MetaVerse Index: -22.59%
⬇️RWA Index: -15.99%
⬇️BEST: -19.13%
⬇️AlgaGS: -11.88%
⬇️AlgaVE: -9.76%
⬇️AlgaBR: -8.89%
⬇️CryptoTiger: -21.08%
⬇️CryptoStudent: -17.11%
⬇️Pentagon Index: -9.78%
⬇️BukS Index: -29.36%
⬇️Krupin Index: -26.95%
⬇️CryptoMentors: -26.28%
⬇️Skyrocket Crypto: -18.03%
⬇️Zilliqa: -20.98%
⬇️EMCD: -15.13%

🔗Find out more

Bybit Survives $1.4B Hack💻

The whole world is discussing the largest hack in crypto history, as the Bybit exchange manages its consequences.☝️

Friday night, close to $1.5B worth of Ethereum has been transferred to an unknown address during the routine transfer from the company’s cold wallet to a warm wallet.

Bybit has, however, successfully withstood an outflow of over $6.1 billion over the weekend. Additionally, the exchange’s CEO has announced that the platform has already replaced $1.4 billion worth of Ether stolen in the attack.

“Bybit is again back to 100% 1:1 on client assets through Merkle tree.”, Ben Zhou said on Twitter.

While a stressful event for the market, recovery is underway due to Bybit’s swift action. This reminds us, yet again, of the importance of choosing reliable platforms.💯

🔒Stay safe. alga.finance

Institutional Investors Explained❕

🏦Institutional investors are legal entities that participate in trading in the financial markets. Institutional investors include organizations like: credit unions, banks, large funds such as a mutual or hedge fund, venture capital funds and more.

What is their effect on crypto, you may ask? It’s pretty simple really.

We are currently in a new era. One where traditional financial markets and the crypto arena are bound at the hip. And the crash of one no longer means the rise of the other.

While the correlation of the two markets has its upsides, the downsides are just as evident.☝️

The current crypto market crash, for instance, is largely caused by institutional investors exiting crypto ETFs. As their fears of the Trump tariff war and market instability cause them to exit “risky” assets.

How to manage the current situation? Diversify the best you can.💼

✅ALGA indexes can be one solution!

ALGA Index Profitability Update📊

The rout in Bitcoin worsened during Asian trading hours today, now sending the crypto down more than 25% from the all-time high it set less than six weeks ago. This decline is part of a risk-off shift among investors, who dumped digital shares following Trump’s latest comments on tariffs on Canada and Mexico to take effect March 4, as well as a further 10% levy on Chinese imports. A time to stay cautious in the market and make well thought-through decisions.☝️

👇BTC Main: -13.56%
👇ETH Main: -20.27%
👇BTC Combo: -17.63%
👇ETH Combo: -25.79%
😎Stable Index: +0.04%
👇ALGA10: -19.48%
👇ALGA5: -18.94%
👇ALGAGPT7: -24.62%
👇Wallet Index: -15.99%
👇DeFi Index: -15.46%
👇DEX Platforms Index: -17.66%
👇AI Index: -25.55%
👇MEMES Index: -23.63%
👇Smart Contract Index: -18.88%
👇PolkaDot Index: -18.71%
👇MetaVerse Index: -25.06%
👇RWA Index: -18.49%
👇BEST: -27.07%
👇AlgaGS: -21.27%
👇AlgaVE: -19.11%
👇AlgaBR: -18.54%
👇CryptoTiger: -25.43%
👇CryptoStudent: -18.62%
👇Pentagon Index: -18.24%
👇BukS Index: -34.14%
👇Krupin Index: -29.17%
👇CryptoMentors: -28.09%
👇Skyrocket Crypto: -21.82%
👇Zilliqa: -24.76%
👇EMCD: -20.42%

🚀Find out more

Market Up on US Crypto Reserve News🛫

Cryptocurrency prices have jumped after Donald Trump revealed that Bitcoin, Ethereum and other tokens to be in the new US strategic crypto reserve.📊

The US president said in a post on Truth Social: “…My Executive Order on Digital Assets directed the Presidential Working Group to move forward on a Crypto Strategic Reserve that includes XRP, SOL, and ADA."

"And, obviously, BTC and ETH, as other valuable Cryptocurrencies, will be at the heart of the Reserve. I also love Bitcoin and Ethereum!"

As a result, BTC rose over 11% to $94,164, ETH was up 13% at $2,516.

XRP surged 33% while SOL jumped 25%. ADA, in turn, soared more than 60%.🟩

It seems the skies are finally clearing! Why not make the most of this time in the market while keeping risks in check?

👉Check out ALGA indexes

🟩White House Crypto Summit Explained🟩

The White House first Crypto Summit is about to take place on March 7, marking a major milestone in the intersection of US politics and crypto.

An event bringing together key crypto execs from such reputable companies as Strategy, Robinhood and Coinbase, and government officials in an attempt to pave the future of US crypto is one we await with bated breath.👏

The summit, led by Trump himself, as well as The White House AI and Crypto Czar — David Sacks & executive director of the working group — Bo Hines will include topics of regulation, tax-free crypto sales and more.

Among the biggest items on the agenda are also the details of the US Crypto Reserve strategy — Trump is expected to unveil the plan for Bitcoin and other cryptos.

🚀Let’s see where this takes the market!

Dear Users,

⚠️The alga.finance website has been blocked for users in Russia.

This is only a temporary technical inconvenience, which we hope to resolve promptly.

Thank you for your understanding,
Your ALGA Team💚

Tariff Wars Explained⚔️

Since taking office less than two months ago, Trump has rolled out import taxes on goods coming from US’ three biggest trading partners — Mexico🇲🇽, Canada🇨🇦 and China🇨🇳.

There's been a sense of back-and-forth with the tariff threats and responding retaliation. This uncertainty has affected financial markets and lowered investor confidence in both — traditional asset markets and crypto, as major indexes alike S&P 500 crash, and American investors pull money out of Bitcoin ETFs.

In fact, the Bank of America survey, states that investor sentiment is such that people worry more about a global trade war than AI competition from China – making it the most bearish scenario for 2025.🐻

At the same time, the news of the Bitcoin reserve and Trump’s general interest in making US the next capital of crypto give hope for the future.

What will the final outcome look like for the market? Time will tell. The best course of action for now is to keep your risks in check.☝️

SEC Delays Altcoin ETFsℹ️

The US Securities and Exchange Commission (SEC) has delayed its decision to approve several Altcoin ETF filings, including XRP, Solana, Litecoin and Dogecoin.

Bloomberg ETF analyst — James Seyffart says that he didn’t see it as a cause for concern. “It’s expected, as this is standard procedure.”, further adding that Trump’s pick for new SEC Chair — Paul Atkins, “hasn’t even been confirmed yet.”☝️

While acting SEC Chair — Mark Uyeda remains in power, it is therefore fair to say that a major change in both — ETF filing procedures and crypto regulation is unlikely.

Pro-crypto president changes have long been long awaited by the market, but it seems we may have to wait a little more for them to take effect.💯

A good time for a balanced portfolio with properly managed risks.

US Crypto Reserve Explained🏦

President Donald Trump has signed an executive order, establishing a "Strategic Bitcoin Reserve" (SBR) and a "United States Digital Asset Stockpile."☝️

The market, however, expressed disappointed as the order clearly indicated that the reserve will only include Bitcoin already held by the government — mostly from asset seizures.

Many investors hoped Bitcoin would be purchased to add to the fund, and that now seems unlikely — at least in the short term.💸

David Sacks, the Trump administration's "crypto czar," wrote on X that using the government's bitcoin holdings meant the reserve "will not cost taxpayers a dime." So it’s been a mix of good and bad news.

What does the future hold? Despite the reserve disappointment, it still seems Trump is dedicated to making US the capital of crypto, and U.S. Congressman Byron Donalds has recently shared that he plans to introduce a bill to ensure Trump’s crypto reserve order cannot be overturned by future presidents.

Between other Trump policies, including the tariff wars, however, the market remains uncertain and volatile.💯

Fear & Greed Index Explainedℹ️

The Crypto Fear and Greed Index measures market sentiment by analyzing multiple data to quantify emotions driving crypto investors' decisions.

The index analyzes trading psychology through six key metrics: volatility, market momentum, social media sentiment, bitcoin dominance, trading volume and Google Trends data.☝️

It then generates a score from 0 to 100, where low values suggest market fear and high values point to prevailing greed.

🟢0-24: Extreme fear
🟢25-49: Moderate fear
🟢50: Neutral
🟢51-74: Moderate greed
🟢75-100: Extreme greed

Extreme fear mainly appears during market crashes, panic selling and negative news cycles.📉

Extreme greed, in turn,  manifests during rapid price rallies when FOMO drives new money into the market.💸

For a current example, this morning we are at 21 — extreme fear — explained by great market uncertainty in light of Trump’s trade war and volatile decision making.

Nonetheless, in these conditions investors are looking for new market entry points, so something tells us that we are about to see a change…

Institutional Investor Interest in Crypto Grows ✅

Times may be complex, but seems institutional investors are more bullish on crypto than we may have thought.

A report by Coinbase and Parthenon that surveyed 352 firm decision-makers shows that 83% of institutional investors plan to increase their exposure to crypto in 2025. Additionally, a clear majority (59%) plans to allocate more than 5% of their AUM to crypto this year.☝️

The interest is largely driven by hope for a more clear regulatory framework and their acceptance of crypto as a major asset class in every shape and form.

Among key findings:
🟢84% of surveyed investors are using stablecoins
🟢73% state that their firms are holding Altcoins as opposed to just Bitcoin and Ethereum
🟢24% are looking to engage with DeFi — the latter figure being set to triple to 75% within just a few years

While regulation and market concerns continue, it’s interesting to see that crypto is more part of the picture for the big players than ever.

🔎You can take a look at the full report of Coinbase here: coinbase.com/blog/rising-allocations-broadening-use-cases-new-research-from-EY-parthenon-and-Coinbase

Stablecoin Regulation Explained✅

US President Donald Trump has called on Congress to pass new regulation for stablecoins as soon as possible during the Blockworks Digital Asset Summit.

The new rules under consideration by legislators are actually several.

One of them — the GENIUS Act, which has been approved by the Senate Banking Committee. This bill would allow any private company to issue stablecoins — as long as they follow strict rules, including anti-money laundering laws and financial safeguards. Nonetheless, this is not appealing to banking institutions.☝️

Other bills, like the Clarity for Payment Stablecoins Act and the Lummis-Gillibrand Payment Stablecoin Act, also aim to bring more structure to the crypto industry.

The hope in the market now is that Trump’s support could push stablecoin regulators to act faster in passing said laws. Needless to say, this would mean high time for the dollar!💲

Market Correction Explained🕯

A mix of concerns over Trump’s tariff war, inflation, and general economic growth have been laying heavy on the market. As a result, we are currently amid a market correction. But what exactly is that, and how does it differ from a bear market? Let’s find out!

Generally a market correction is defined when a major index like the S&P 500 Index or Dow Jones, declines by more than 10%. It's called a correction because historically the drop often "corrects" and returns prices to their longer-term trend.

A bear market, however, is when said major indexes fall by more than 20%.📉

Will today’s correction turn into a bear market? Of course there’s no way to say for sure, but historically most corrections don’t become bear markets. In fact, out of 27 market corrections since November 1974 — only six turned into actual bear markets!

So here’s hoping for the best, but nonetheless we advise to keep your risks in check.💯

🟩SEC Resets Crypto Policy🟩

The grip of regulation on crypto is loosening as we speak. Last week, Commissioner Hester Peirce — the head of the agency's crypto task force, said at a roundtable that the staff is finally ready to create a workable framework for digital assets — from tokens to NFTs.

In fact, they are to host another four additional roundtable discussions.🙂

The conversations will focus on key topics including tokenization and decentralized finance (DeFi), with the aim of engaging industry experts in an effort to shape the future of crypto regulations in the US.

Pierce refers to this initiative as the SEC’s “Spring Sprint Toward Crypto Clarity.”

🙂The market, which already began accumulating, is also reacting positively to these news as hopes are high. Additionally, investors are waiting on Trump’s reduced tariff package to promote market growth, as well as CPI data to come in April 10.

Let’s see what the week brings!👏

🟢Liquidity Cycles Explained🟢

Liquidity cycles refer to the changes to availability and cost of capital in an economy, over time. Periods of easy access to cheap capital are followed by periods of difficult access to cheap capital.

Liquidity Cycles encompass various factors: from monetary policy decisions to interest rates, government interventions, and market participants' behavior. The interaction between all these elements creates a dynamic environment for the flow of liquidity.

Needles to say, crypto markets, just like traditional markets, respond to to this. From peaks to corrections — why don’t we take a look at the most common crypto historical cycle pattern?

🟢Bull Market — Optimism is high — as is liquidity. Prices rise, and new retail investors come in
🟢Peak — Markets overheat, speculation takes over, and altcoins see gains
🟢Correction/Bear Market — Reality sets in, profit-taking accelerates, and liquidity drains from speculative assets
🟢Accumulation — After a bear market, smart money and long-term holders accumulate assets at low prices

Most experts agree that we are currently in the “Accumulation” stage. How long will it last? That’s harder to predict. From days to months and years, cycles differ.

❗️One thing remains the same — avoid the desire to put all your eggs in one basket and keep your risks in check.

Realized Cap Explainedℹ️

Realized Capitalization (Realized Cap) is a metric that aims to provide an accurate measure of the current size of the market.🕯

At its core, the Realized Cap for a coin/project provides a snapshot of the cryptocurrency's actual value, taking into account the price at which each coin was last transacted.💎

Unlike the traditional Market Cap, which focuses solely on the current market price, the Realized Cap reflects the prices at which coins were last bought/sold on the blockchain.

Realized Cap also minimizes the influence of coins that have been lost or have remained dormant for extended periods. When a coin, last moved at a significantly lower price, is spent, it's revalued at the current price, thus influencing the Realized Cap.☝️

Realized Cap offers a more genuine representation of the value held by coin holders, hence helping investors make more informed trading decisions.

Trump Tariffs Launch Today📣

Today, April 2, Trump’s tariffs finally take effect. The US president is scheduled to announce the full list of countries to be affected at 16:00 EST — news the whole world waits for with bated breath.

Financial markets are bracing for impact, as Bitcoin enters a bearish channel with resistance at $87,000 and $92,000, and other digital assets crash.📉

Obvious volatility is expected, but it may not all be bad news. Some analysts see short-term pressure easing and long-term gains possible as tariffs may weaken the dollar and boost BTC.

Of course there is no way to know the future, so we stick with our usual advice: keep your risks in check and diversify your portfolio.☝️

Trump Tariffs Explainedℹ️

The crypto market shed $180 million in the first 24 hours following US President Donald Trump’s tariff announcement — a 6% decline in its total value to $2.75 trillion.📉

Unveiled on Wednesday, new tariffs impose levies on a total of 180 countries, and include some of US major trading partners, including 54% on China, 20% on European Union, 46% on Vietnam and 24% on Japan. Needless to say, this threatening to cause major issues in global trade and the financial market.

When it comes to crypto, the tariffs could disrupt miners, blockchain developers, and the global liquidity supply for the market.💯

While in the short run traders are logically swearing off risk-free assets, as they brace themselves for reciprocal tariffs, many analysts believe that in the long run Bitcoin prices may actually go up, as a result of institutional investors moving capital away from increasingly unstable US-led institutions.

➡️For the time being, however, extreme caution and careful risk management are advised. If there is a time to diversify — it’s now. alga.finance