HOW TO USE VENMO TO BUY XLM
*It is NOT advised to keep your assets on an exchange. Lobstr and Exodus are two recommended wallets to store your assets.

1 Open LOBSTR: Open the LOBSTR app or website and navigate to the Buy section.
2 Select Asset: Choose XLM (Stellar Lumens) as the currency you want to buy.
3 Enter Amount: Enter the desired amount of USD to spend.
4 Choose Provider: Select a provider that supports fast, modern payment methods, such as MoonPay.
5 Payment Method: When prompted for payment, select Debit Card or Bank Transfer. Use the details of your Venmo-linked debit card or Venmo bank account.
6 Complete Purchase: Complete the KYC (Know Your Customer) verification if required, and the XLM will be deposited directly into your LOBSTR wallet.
9 Confirm the buy order

HOW TO USE BANXA TO DEPOSIT USDC INTO YOUR LOBSTR WALLET
The following steps will help guide on how to use Banxa service.
1 Go to your lobstr homescreen and tap on home. Locate + sign on top right and you will be shown Add Asset page.
2 Scroll down and locate USDC (center.io) and add trustline.
3 Open up USDC trustline and select Deposit USDC.
4 Select Banxa from the list shown.
5 You will now be shown Banxa homescreen. Fill in the amount of USD dollars you would like to use for purchase. A minimum of $30 is required.
6 Your wallet address field should be already filled with your stellar address. Selected blockchain should be Stellar (XLM).
7 Payment methods accepted are Apple Pay, Visa/MasterCard, and Google Pay.
8 Select your payment method and click on Create Order when ready.
9 You will need to go through Banxa verification process. Once you have completed those steps they will send a 4 digit code to verify your account.
10 Enter the 4 digit code and you will see a blue arrow as confirmation your account is verified.
11 Complete all fields for Payment details. Tap on Submit payment when ready
12 USD will be deposited into your USDC trustline. You can now convert USDC into XLM.

HOW TO USE MONEYGRAM TO BUY XLM
MoneyGram is a USDC deposit option that charges no fees. If you are in another country your money will need to be converted to USDC first.
1 Go to Lobstr’s main page and tap on Deposit. Select Buy & Exchange.
2 Select Cash in with MoneyGram. Read through info and tap continue when ready.
3 Select your cash-in country and amount of USDC to deposit. Tap next when ready.
4 Search for nearest payment location and select one.
5 Read through the transaction details and click confirm when ready.
6 Confirm at the location their MoneyGram interface is working.
7 Fill in personal information and tap next when ready. Your name and date of birth must match your ID that you will present.
8 Select ID type and fill in all information. Click next.
9 Review transaction summary and click submit when ready.
10 Next screen will show thank you message. Click on ok.
11 Go to the register and tell the cashier you would like to complete a MoneyGram transaction. Provide ID and reference number for their verification process.
12 Tap OK on pin pad to confirm transaction. Hand the employee the cash
you are depositing and collect your receipt.
13 Go to Lobstr’s home page and tap on transactions. Verify that USDC deposited into your wallet. You can now swap or trade USDC for XLM.

HOW TO USE COINDISCO TO BUY XLM

Steps to Use Coindisco on LOBSTR:
1 Access the Widget: Open the LOBSTR app, go to the menu, and select "Buy" or "Deposit" (depending on the specific LOBSTR version, it is typically under Menu > Buy Crypto).
2 Select Asset & Amount: Choose the cryptocurrency you wish to purchase, your fiat currency, and enter the amount.
3 Payment & Confirmation: Select your preferred payment method, review the details in the Coindisco widget, and confirm.
4 Automatic Swapping: When purchasing Stellar-based assets, the service typically buys USDC, sends it to a smart contract, swaps it for your token, and deposits the final asset into your wallet.
5 Non-Stellar Assets: For assets outside the Stellar network (e.g., BTC, ETH), you must provide an external wallet address for the funds to be sent to.

HOW TO USE A COINFLIP ATM To Buy XLM
*CoinFlip ATM are CASH ONLY
1 Do a search in your browser for a Coinflip ATM near you.
2 Select XLM as the digital asset you are purchasing. There will be a $2.49 flat fee included.
3 Read thru the terms and tap on I agree when ready.
4 Select how much XLM you would like to purchase; either up to $900 or more than $900(ID will be required for this option).
5 Enter your phone number to receive one-time SMS passcode.
6 Enter the 5 digit code and click on ✅ to continue.
7 Read thru required disclosures and click continue when ready.
8 Enter payment tag. This can be any number you like and tap ✅ when ready.
9 Verify your tag number and tap confirm.
10 Go to Lobstr’s homepage and select receive to find your stellar address QR code. Scan your stellar wallet address face down on the scanner.
11 Insert cash to purchase XLM. Next screen shows amount of XLM tokens you will be receiving. Tap on buy when ready.
12 Next screen shows transaction details and a receipt will be sent to your phone.
13 Go to Lobstr’s homepage and tap Transactions. Select Received to view XLM deposited into your wallet.
Contact Coinflip ATM support if there is a delay and they will verify details of your transaction.
FEES ASSOCIATED WITH COINFLIP ATM
1 There is a 15.99% transaction fee for purchasing XLM. This fee is added to the market price.
2 There is also a flat fee of $2.49. This fee covers the cost the blockchain charges for processing the transaction.

How to use CoinMe ATM to purchase XLM.
CoinMe ATM is partnered with Coinstar. The following steps will help guide on how to use a CoinMe ATM.
1 Dowload CoinMe app onto your mobile device and create your account.
2 A 5 digit verification code will be sent to your phone. Enter the code and your account will be approved to send, receive, and buy with cash you up to $999 a day/ $10,000 a month.
3 CoinMe will require a 6 digit passcode.
4 Coinstar machines are available at over 40,000k locations. Do a browser search to find one located near you.
5 Select Bitcoin & Crypto on Coinstar’s homescreen. Tap on Stellar option.
6 The following screen will highlight three scam scenarios. Click on I understand, Continue when ready.
7 Read through all information on the next screen and tap on I Understand when ready.
8 Next screen lists terms and conditions. Tap on Accept when ready.
9 Next screen will ask for your phone number. A mobile verification code will be sent to your phone. After entering code, select continue.
10 You will now be prompted to start adding your bills into the machine. Verify the exchange rate, cash insetted, and total XLM purchased. Tap on Buy when ready.
11 A receipt will now print. Your XLM will be sent to your CoinMe account.
12 Login into your lobstr wallet and copy your stellar address.
13 Login into your CoinMe app and verify the amount of XLM you purchased.
14 Locate Stellar(XLM) listed in your CoinMe account. Tap on send.
15 Paste your lobstr wallet address in the send field. Tap on continue.
16 Next screen requires you to enter the dollar amount you wish to send.
17 Verify information on next screen and select continue when ready.
18 A 5 digit CoinMe validation code will be sent to your phone. Enter the code.
19 Next screen will verify that your XLM was sent to your lobstr wallet (usually within 5 minutes).

Sending xlm from
Uphold to lobstr
-go to your lobstr homescreen.
- select Home
-next screen select Receive
-Bottom left corner is copy button. Press on it to copy
-Go to your Uphold wallet and click From and choose the asset listed under My Accounts that you wish to withdraw from. Select XLM
-Next, click on To. Select Stellar Network.
-Select the amount you wish to transfer.
* it is recommended to start with a minimum amount to send until the process is something you are comfortable doing.
Withdraw XLM to XLM wallet
-paste your stellar address in the field
-Tap on confirm when ready.
-Review the details of this transaction.
Make sure to fill in memo field if required. When ready, tap on confirm withdraw.
-Uphold will ask the Reason for Transaction. Select sending funds to a non custodial wallet.
-Tap on Next and your transaction will now be processed.
-Go into your Lobstr wallet to verify your XLM has been deposited.

SENDING XLM FROM COINBASE TO LOBSTR
1 Go to your homepage in Lobstr and tap receive. Copy your stellar address.
2 Go to your homepage in Coinbase and tap send. In 🔍 bar type in XLM.
3 Paste your stellar address in bar. There is no memo needed for this transaction. Tap continue.
4 Select how many XLM tokens you will send. Verify the amounts and tap send now when ready.
5 Coinbase will send you a 7 digit verification code that you must enter. Once verified tap send.
6 Next screen will show done and your transaction is now completed.
7 Go to Lobstr homepage and select transactions. View received to verify your XLM have been deposited into your wallet.

SENDING XLM FROM CRYPTO.COM TO LOBSTR

1 Go to Lobstr Homepage and Select Receive
2 Tap on Copy on bottom left corner
3 Your Stellar Address is now successfully copied
4 Open up your Crypto.Com account
5 Go to Wallet and select Transfer
6 Select Withdraw
7 Select Crypto
8 Select External Wallet
9 Select Stellar XLM
10 Paste your Lobstr Stellar Address
11 Enter the amount of XLM to send Lobstr-No memo is required
12 Review the transaction and select send when ready
13 Confirm the deposit by going into your Lobstr Wallet and review Received Transactions

* Highly recommended to begin with sending small amounts of XLM until you become comfortable.