Wealth Academy Guide
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📖Official Stellar Guide Channel for Wealth Academy @WealthAcademyStellar
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Welcome to 🅰️🅰️🅰️🅰️🅰️🅰️ Guru!

💘Your go-to support bot for all things wallet-related. Whether it's inquiries about your account, transaction help, or anything wallet-related, I'm here to assist you.

Get Al assistance on Telegram

Have questions? Our free Telegram Al bot is here to help

🅰️🅰️🅰️🅰️🅰️🅰️ 🅰️🅰️🅰️🅰️

➡️ @lobstrguru_bot ◀️

Feel free to ask any questions or seek assistance, and I'll be here to guide you through!

📖Stellar Guide:
@WASGuide

➡️Official Channel:
@WealthAcademyStellar

Discussion Group: CLICK HERE ◀️
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🅰️🅰️🅰️🅰️🅰️🅰️

🅰️🅰️🅰️🅰️

How to you? Official AI BOT by LOBSTR

🔢) Start BOT - @lobstrguru_bot

🔢) Write any questions to him in any language, and the bot will process your request and respond immediately!

🔢) If you want to reset the bot due to any errors, simply type /reset in the message box.

🅰️🅰️🅰️🅰️🅰️🅰️🅰️🅰️

- Supports All Languages
- Instant Responses
- Official by LOBSTR
- Completely Anonymous
- Available 24/7

➡️If you don't get the answer you need, you can send your questions anytime in our WA Discussion Group, comment on any post, or reach out in the WhipLash Chat Group.

📖Stellar Guide:
@WASGuide

➡️Official Channel:
@WealthAcademyStellar
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➡️The Stellar Network & Soroban Smart Contracts

⚡️The Stellar Network has set itself apart from other blockchain platforms by integrating smart contract capabilities through Soroban, a scalable and developer-friendly platform.

Soroban allows Stellar to move beyond its payment-focused roots and expand into decentralized applications (dApps) and broader use cases.

➡️What are Smart Contracts?

🔴A smart contract is a self-executing program that automates and secures transactions or agreements between two parties. These contracts run when specific conditions are met, and once executed, the transactions are irreversible and trackable. Smart contracts eliminate the need for intermediaries, reducing fees and time delays.

‼️Think of a smart contract like a vending machine: you insert the right amount of money and select your item, and the machine automatically delivers it. In the same way, smart contracts ensure that the terms of a transaction are fulfilled without requiring human intervention.

➡️How Soroban Smart Contracts Work?

☯️On the Stellar Network, Soroban smart contracts enhance the ability to automate processes and ensure secure transactions. They are used for various applications, including:

🔴 Decentralized Applications (dApps): Allowing developers to create a range of decentralized solutions.

🔴 Tokenization: Enabling digital representation of real-world assets.

Soroban smart contracts facilitate trusted transactions and agreements among anonymous parties, without relying on a central authority, legal system, or third-party enforcement.

➡️Real-World Use Cases for Smart Contracts

Smart contracts can be applied across a wide range of industries, including:

🔴 Real Estate: Automating property transfers and ensuring contract fulfillment.

🔴 Stock & Commodity Trading: Streamlining transactions between parties.

🔴 Lending & Finance: Automating loan disbursements and repayments.

🔴 Corporate Governance: Enabling transparent, tamper-proof decision-making processes.

🔴 Supply Chain Management: Ensuring traceability and accuracy in product movement.

🔴 Healthcare: Managing medical data exchanges and insurance claims.

🔴 Dispute Resolution: Automating conflict resolution through predefined criteria.
The applications are vast, and as blockchain technology evolves, more real-world use cases will emerge.


➡️Benefits of Smart Contracts

🔴 Efficiency: Speed up contract execution by automating processes.

🔴 Accuracy: Eliminate human error, ensuring the terms of the contract are met exactly.

🔴 Immutability: Once programmed, the contract cannot be altered, ensuring trust and security.

❤️With Soroban on the Stellar Network, these contracts are being applied in various real-world contexts, automating processes and enhancing transparency, trust, and efficiency.

❤️Credits to:
@OR10N_TH3_LI0N
@C_THELegend

➡️Official Channel:
@WealthAcademyStellar

➡️Our Friends:
@WhipLash347
@Tironianae
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🦞 Lobstr : Adding Assets
5 Methods | 1 That will ALWAYS WORK


⛏️ Method 1 | Add via QR code
\ QR codes are created to navigate to the Asset
-| Save QR to phone.
-| Click on QR icon on Lobstr->Home screen
/ Find QR image on device to load Asset location
\ Due to recent updates this method diverts to home screen on some assets.
\ Bypassing the ability to add the asset.

If assets fail to load. Move to next Method


Method 2 & 3 | Searching to find Assets
You can search via Add Asset 🔎 search function
\ ( Mobile: Top Right Corner ) on Lobstr->Home screen
🔎 Search by Domain

Enter domain found on Asset Company ICO posts
( Find domains > Searching issuer id on Stellar.expert, SDexExplorer.com )
\ Sometimes the domain detaches from assets ⚠️
-| Preventing assets from showing in domain searches
-|> If Asset loads in search add asset via Asset page
-| Assets issued by the same domain will show in search
/ If Asset has a Scam warning Check your telegram settings
Settings > Security > Hide scam assets from search > Disabled

If assets fail to list. Move to next Method

🔎 Search by Issuer id

Depending on the domain. Some assets share issuer ids. Some have their own unique issuer id.
( Or by searching domain on Stellar.expert, SDexExplorer.com )
\ Assets under issuer id should show in this search
-| Add via Asset page ✔️
/ Searches sometimes block issuer ids from displaying in Lobstr's Mobile version

If assets fail to list. Move to next Method


Method 4 & 5 | Add via Link
Old school & Original Method
🔗 Trade Links: Navigating directly to the Assets Market for Trade via lobstr web address.

\ Web Version ONLY
-| Uses default browser on device.
-| Completely safe to login to Lobstr's Official website lobstr.co
/ Be-sure you are only navigating to Lobstr's Official sources.
\ Sign into your Lobstr account on your device browser.
/ Then click on the link for navigating to the Assets Market page.
Place a small valued buy to add asset.
\ Any order that fills will automatically setup the trust line
/ Some Markets do not have Sell order.
Causing a pending order verses adding the asset.

If assets fail to add. Move to next Method

💯 ALWAYS WORKS ⤵️
🔗 Add Asset Links: Navigating directly to the Add Asset page via lobstr web address.

\ Web Version ONLY
-| Uses default browser on device.
-| Completely safe to login to Lobstr's Official website lobstr.co
/ Be-sure you are only navigating to Lobstr's Official sources.
\ Sign into your Lobstr account on your device browser.
/ Then click on the link for navigating to the Assets Market page.
Only thing different between the trade link and Add Asset link is the URL
trade/AssetName:Issuer | assets/AssetName:Issuer
( Link details found on ICO posts | Or by searching issuer id on Stellar.expert, SDexExplorer.com )

Will always work


Did you know
You can create your own Links

Links can be created if you know the Issuer id and Asset name.
( Issuer id can be found searching company ICO posts | Or by searching domain on Stellar.expert, SDexExplorer.com )

Asset name : Issuer id
Format ⤴️

🤓 Example
Domain: centre.io

Lobstr web domain must be included in each link after you sign into your wallet on lobstr web application (Via broswer, phone/pc)
\ Web Domain
🔗 https://lobstr.co/assets/
/ Add your AssetName ( Example USDC )
https://lobstr. co/assets/USDC
\ Add : then Issuer ID
https://lobstr.co/assets/USDC:GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN

WA Resources:
➡️ Beginners Guide Fast track to Lobstr
➡️ Stellar Networks Expert Guide
➡️ Stellar Networks Explorer Guide
➡️ Scam Flags Red Triangles

➡️Official Channel:
@WealthAcademyStellar

⚡️Discussion Group: CLICK HERE
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🦞 Lobstr ⤵️
🩲🩲🩲🩲🩲🩲🩲🩲🩲🩲🩲 💙💙💙💙💙

🔗 The blockchain application layer is the topmost layer in a blockchain architecture, where user-facing applications and decentralized applications (dApps) are built and interact with the blockchain network. It essentially provides the interface and functionality for end-users to engage with the blockchain technology.

🦞 Lobstr is programmed to transact on Stellar Network via blockchain API calls.
/ When you connect your wallet via Lobstr you are giving the application direct access to the wallet commands available on the network.
\ Any application that has your Skeys will be able transact on the wallet owners behalf.
-| Keep your Skeys safe.
-| You can use your Skeys to sign into other application layers ( Scopuly is another example )
/ Any asset stored on your wallet will be available ( attached wallets )
Just note: Switching between applications will not effect your wallet but will open you up to multiple sources having access to transact on your wallets behalf.

⚠️ Stay Alert!!!
/ Only follow official sources.
-| Any changes regarding best practices will be highlighted in detail as they become available.
\ Every application/security layer you use can present a new attack point for scammers.

🛡 There is no additional setups required.
\ Stellar is secure and apart of QFS.
-| No registering
-| No sign ups.
/ Anything you need to do setup wise will be detailed in our communications.
\ QFS does not require you to sign up for anything.
- Everything is handled on network.
- We have already seen reports of scammers approaching folks about this.
/ Please Stay Vigilant

🛡 Don't fall for this.
Only trust official sources... Keep your wallet safe!

WA Resources:
➡️ Scammer Tactic Resource 🎓
➡️ Stellar Network 😮
➡️ Beginners Guide Fast track to Lobstr
➡️ Cold Wallet | Hot Wallet
The Best Offense is a Good Defense

➡️Official Channel:
@WealthAcademyStellar

⚡️Discussion Group: CLICK HERE
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😒 NESARA / GESARA | THE FINAL DECODE | STELLAR | ISO | CABALS | Q | GOLD | QFS | MILITARY | STORM | RESET

🔢PHASE I: FOUNDATIONS OF NESARA / GESARA

t.iss.one/WealthAcademyStellar/788

🔢PHASE II: QUANTUM FINANCIAL SYSTEM (QFS) & DIGITAL ASSETS

t.iss.one/WealthAcademyStellar/789

🔢PHASE III: MILITARY OPERATIONS & GLOBAL RESET

t.iss.one/WealthAcademyStellar/791

🔢PHASE IV: THE STORM & DISCLOSURE EVENTS

t.iss.one/WealthAcademyStellar/792

🔢PHASE V: ECONOMIC TRANSITION & LEGAL STRUCTURE

t.iss.one/WealthAcademyStellar/793

🔢FINAL PHASE: THE GREAT AWAKENING

t.iss.one/WealthAcademyStellar/794

🔢 Spread the word to EVERYONE
It's going to be HOT.

➡️Official Channel:
@WealthAcademyStellar
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Forwarded from Kath O
HOW TO USE MOONPAY TO BUY XLM
MoonPay is a payment service that is partnered with Lobstr and is available in over 150 counties. Moonpay follows KYC (Know Your Customer) protocol. These steps will help guide how to purchase XLM .
1 Go to Lobstr’s homepage and select Buy Crypto.
2 Choose the amount of XLM you wish to buy. Minimum requirement is $30. Tap continue when ready.
3 Confirm Buy Order by reading through the details of your order. Tap Continue with MoonPay when ready.
4 Identify verification is required to buy XLM. Tap continue when ready to proceed to the steps.
5 Read through the Terms & Consent page. If you agree to Terms of Use and consent to the Privacy Statement, Tap I Agree to continue.
6 Secure ID Verification. Choose which ID type you will be using, scan front and back of document, and then a selfie. An email will be sent when verification is complete. Once all KYC checks have been completed your wallet will be verified for current and future transactions.
7 MoonPay accepts Visa, MasterCard, debt cards, Apple Pay, Google Pay, and banks in selected regions.
8 Select amount of XLM you wish to buy and tap continue.
9 Review and confirm your order.
10 XLM will be deposited into your wallet.
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Forwarded from RadioBabe FM
🛒🛒🛒

Another alternative to purchasing crypto to send to your lobstr wallet is via PayPal.
You can now purchase crypto at PayPal. Purchase PYUSD via your PayPal wallet and send to lobstr wallet to arrive in the PYUSD (paxos.com) Trustline
Follow PayPal instructions explicitly.
Swap to XLM
No Fees!
*Be sure to add memo if required

🦞🦞🦞🦞🦞
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Forwarded from LeGo
HOW TO USE VENMO TO BUY XLM
*It is NOT advised to keep your assets on an exchange. Lobstr and Exodus are two recommended wallets to store your assets.

1
Open LOBSTR: Open the LOBSTR app or website and navigate to the Buy section.
2 Select Asset: Choose XLM (Stellar Lumens) as the currency you want to buy.
3 Enter Amount: Enter the desired amount of USD to spend.
4 Choose Provider: Select a provider that supports fast, modern payment methods, such as MoonPay.
5 Payment Method: When prompted for payment, select Debit Card or Bank Transfer. Use the details of your Venmo-linked debit card or Venmo bank account.
6 Complete Purchase: Complete the KYC (Know Your Customer) verification if required, and the XLM will be deposited directly into your LOBSTR wallet.
9
Confirm the buy order
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Forwarded from Kath O
HOW TO USE BANXA TO DEPOSIT USDC INTO YOUR LOBSTR WALLET
The following steps will help guide on how to use Banxa service.
1 Go to your lobstr homescreen and tap on home. Locate + sign on top right and you will be shown Add Asset page.
2 Scroll down and locate USDC (center.io) and add trustline.
3 Open up USDC trustline and select Deposit USDC.
4 Select Banxa from the list shown.
5 You will now be shown Banxa homescreen. Fill in the amount of USD dollars you would like to use for purchase. A minimum of $30 is required.
6 Your wallet address field should be already filled with your stellar address. Selected blockchain should be Stellar (XLM).
7 Payment methods accepted are Apple Pay, Visa/MasterCard, and Google Pay.
8 Select your payment method and click on Create Order when ready.
9 You will need to go through Banxa verification process. Once you have completed those steps they will send a 4 digit code to verify your account.
10 Enter the 4 digit code and you will see a blue arrow as confirmation your account is verified.
11 Complete all fields for Payment details. Tap on Submit payment when ready
12 USD will be deposited into your USDC trustline. You can now convert USDC into XLM.
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Forwarded from Kath O
HOW TO USE MONEYGRAM TO BUY XLM
MoneyGram is a USDC deposit option that charges no fees. If you are in another country your money will need to be converted to USDC first.
1 Go to Lobstr’s main page and tap on Deposit. Select Buy & Exchange.
2
Select Cash in with MoneyGram. Read through info and tap continue when ready.
3
Select your cash-in country and amount of USDC to deposit. Tap next when ready.
4
Search for nearest payment location and select one.
5 Read through the transaction details and click confirm when ready.
6
Confirm at the location their MoneyGram interface is working.
7
Fill in personal information and tap next when ready. Your name and date of birth must match your ID that you will present.
8 Select ID type and fill in all information. Click next.
9
Review transaction summary and click submit when ready.
10
Next screen will show thank you message. Click on ok.
11
Go to the register and tell the cashier you would like to complete a MoneyGram transaction. Provide ID and reference number for their verification process.
12
Tap OK on pin pad to confirm transaction. Hand the employee the cash
you are depositing and collect your receipt.
13 Go to Lobstr’s home page and tap on transactions. Verify that USDC deposited into your wallet. You can now swap or trade USDC for XLM.
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Forwarded from LeGo
HOW TO USE COINDISCO TO BUY XLM

Steps to Use Coindisco on LOBSTR:
1 Access the Widget: Open the LOBSTR app, go to the menu, and select "Buy" or "Deposit" (depending on the specific LOBSTR version, it is typically under Menu > Buy Crypto).
2 Select Asset & Amount: Choose the cryptocurrency you wish to purchase, your fiat currency, and enter the amount.
3 Payment & Confirmation: Select your preferred payment method, review the details in the Coindisco widget, and confirm.
4 Automatic Swapping: When purchasing Stellar-based assets, the service typically buys USDC, sends it to a smart contract, swaps it for your token, and deposits the final asset into your wallet.
5 Non-Stellar Assets: For assets outside the Stellar network (e.g., BTC, ETH), you must provide an external wallet address for the funds to be sent to.
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Forwarded from Kath O
HOW TO USE A COINFLIP ATM To Buy XLM
*
CoinFlip ATM are CASH ONLY
1
Do a search in your browser for a Coinflip ATM near you.
2 Select XLM as the digital asset you are purchasing. There will be a $2.49 flat fee included.
3 Read thru the terms and tap on I agree when ready.
4 Select how much XLM you would like to purchase; either up to $900 or more than $900(ID will be required for this option).
5 Enter your phone number to receive one-time SMS passcode.
6 Enter the 5 digit code and click on to continue.
7 Read thru required disclosures and click continue when ready.
8 Enter payment tag. This can be any number you like and tap when ready.
9 Verify your tag number and tap confirm.
10 Go to Lobstr’s homepage and select receive to find your stellar address QR code. Scan your stellar wallet address face down on the scanner.
11 Insert cash to purchase XLM. Next screen shows amount of XLM tokens you will be receiving. Tap on buy when ready.
12 Next screen shows transaction details and a receipt will be sent to your phone.
13 Go to Lobstr’s homepage and tap Transactions. Select Received to view XLM deposited into your wallet.
Contact Coinflip ATM support if there is a delay and they will verify details of your transaction.
FEES ASSOCIATED WITH COINFLIP ATM
1
There is a 15.99% transaction fee for purchasing XLM. This fee is added to the market price.
2 There is also a flat fee of $2.49. This fee covers the cost the blockchain charges for processing the transaction.
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Forwarded from Kath O
How to use CoinMe ATM to purchase XLM.
CoinMe ATM is partnered with Coinstar. The following steps will help guide on how to use a CoinMe ATM.
1 Dowload CoinMe app onto your mobile device and create your account.
2 A 5 digit verification code will be sent to your phone. Enter the code and your account will be approved to send, receive, and buy with cash you up to $999 a day/ $10,000 a month.
3 CoinMe will require a 6 digit passcode.
4 Coinstar machines are available at over 40,000k locations. Do a browser search to find one located near you.
5 Select Bitcoin & Crypto on Coinstar’s homescreen. Tap on Stellar option.
6 The following screen will highlight three scam scenarios. Click on I understand, Continue when ready.
7 Read through all information on the next screen and tap on I Understand when ready.
8 Next screen lists terms and conditions. Tap on Accept when ready.
9 Next screen will ask for your phone number. A mobile verification code will be sent to your phone. After entering code, select continue.
10 You will now be prompted to start adding your bills into the machine. Verify the exchange rate, cash insetted, and total XLM purchased. Tap on Buy when ready.
11 A receipt will now print. Your XLM will be sent to your CoinMe account.
12 Login into your lobstr wallet and copy your stellar address.
13 Login into your CoinMe app and verify the amount of XLM you purchased.
14 Locate Stellar(XLM) listed in your CoinMe account. Tap on send.
15 Paste your lobstr wallet address in the send field. Tap on continue.
16 Next screen requires you to enter the dollar amount you wish to send.
17 Verify information on next screen and select continue when ready.
18 A 5 digit CoinMe validation code will be sent to your phone. Enter the code.
19 Next screen will verify that your XLM was sent to your lobstr wallet (usually within 5 minutes).
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Forwarded from Kath O
Sending xlm from
Uphold to lobstr
-go to your lobstr homescreen.
- select Home
-next screen select Receive
-Bottom left corner is copy button. Press on it to copy
-Go to your Uphold wallet and click From and choose the asset listed under My Accounts that you wish to withdraw from. Select XLM
-Next, click on To. Select Stellar Network.
-Select the amount you wish to transfer.
* it is recommended to start with a minimum amount to send until the process is something you are comfortable doing.
Withdraw XLM to XLM wallet
-paste your stellar address in the field
-Tap on confirm when ready.
-Review the details of this transaction.
Make sure to fill in memo field if required. When ready, tap on confirm withdraw.
-Uphold will ask the Reason for Transaction. Select sending funds to a non custodial wallet.
-Tap on Next and your transaction will now be processed.
-Go into your Lobstr wallet to verify your XLM has been deposited.
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Forwarded from Kath O
SENDING XLM FROM COINBASE TO LOBSTR
1
Go to your homepage in Lobstr and tap receive. Copy your stellar address.
2 Go to your homepage in Coinbase and tap send. In 🔍 bar type in XLM.
3 Paste your stellar address in bar. There is no memo needed for this transaction. Tap continue.
4 Select how many XLM tokens you will send. Verify the amounts and tap send now when ready.
5 Coinbase will send you a 7 digit verification code that you must enter. Once verified tap send.
6 Next screen will show done and your transaction is now completed.
7 Go to Lobstr homepage and select transactions. View received to verify your XLM have been deposited into your wallet.
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Forwarded from Kath O
SENDING XLM FROM CRYPTO.COM TO LOBSTR

1
Go to Lobstr Homepage and Select Receive
2
Tap on Copy on bottom left corner
3
Your Stellar Address is now successfully copied
4
Open up your Crypto.Com account
5
Go to Wallet and select Transfer
6
Select Withdraw
7
Select Crypto
8
Select External Wallet
9
Select Stellar XLM
10
Paste your Lobstr Stellar Address
11
Enter the amount of XLM to send Lobstr-No memo is required
12
Review the transaction and select send when ready
13
Confirm the deposit by going into your Lobstr Wallet and review Received Transactions

* Highly recommended to begin with sending small amounts of XLM until you become comfortable.
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👛 Funding your Lobstr Wallet 🦞


🅰️eginners 🅰️uide | Fast track to Lobstr
Getting your feet wet on Stellar Network

🤑 Understand Stellar in 30 Minutes
Lobstr transacts on a Application Layer

🥵 Hot vs Cold Wallets 🥶

✈️ On/Off Ramps:
MoonPay | Guide
Paypal | Guide
Venmo | Guide
BANXA | Guide
Moneygram | Guide
Coindisco | Guide

🏧 ATMs:
Coinflip ATM | Guide
Coinme ATM | Guide

💱 Exchanges:
Uphold | Guide
Coinbase | Guide
Crypto | Guide

🦞 Lobstr Direct:
Open lobstr ~> Home ~> Deposit
\ Buy Crypto, Curated on/off Ramps
-| Google Pay, Credit/Debit Card,
/ Venmo,
Revolut Pay, Paypal, Moonpay
\ Top-up via Bank Transfers
/ Setup your Bank account Directly via Moonpay
\ Swap from another chain to Stellar
/ Swap Providers, NEAR Intents, Changelly
| Instant Top-up for 4.99 | One time purchase

🔺 Most on/off ramps and exchanges require a Memo or destination tag when transacting across chains.
\ Be sure to include memo if required
⚠️ What are Memos
( Failure to include memo id / destination tag, could result in loss of funds )

If you are on exchanges
/ Now is the time to move off them 💯

☯️ Managing Your Investing Portfolio ❤️
🛡 Scammer Tactic Resource 🎓
Never give your Secret Keys or Passphrases out to ANYONE ever!
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