Birr & Byte
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Birr & Byte delivers short daily threads on business, finance, money, and technology shaping Ethiopia and the global economy.

From market trends and major investments to AI, startups, and policy shifts, we break down the stories that matter.
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Ethiopia Signs Potash Mining Agreement to Unlock Mineral Resources

Ethiopian Investment Holdings has signed a potash mining agreement with the Ministry of Mines to develop Ethiopia’s mineral resources.

The deal aims to accelerate exploration and commercialization of strategic minerals.

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Potash is a key ingredient used in fertilizer production, making it an important resource for global agriculture.

Developing Ethiopia’s potash reserves could:

• boost export revenues
• strengthen the mining sector
• support agricultural supply chains.


Source: Ethiopian Investment Holdings
@BirrAndByte
Ethiopian Startups Enter Global Innovation Programs

Twelve Ethiopian startups have been selected among the top 40 companies in a major African innovation program backed by the $1B Timbuktoo initiative.

The startups were chosen from 640 applications across 52 countries.

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Ethiopian startups are increasingly gaining international visibility.

Many of them are building solutions in:

• manufacturing technology
• fintech
• digital platforms
• logistics and supply chains.


Programs like these connect Ethiopian founders with global investors, mentors, and markets.

Source: Shega
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Habtamu Tadesse: Building Ethiopia’s Fintech Infrastructure

Habtamu Tadesse is the founder of ArifPay, one of Ethiopia’s pioneering fintech companies.

ArifPay provides mobile point-of-sale (mPOS) and digital payment systems that allow businesses to accept electronic payments through smartphones and POS devices.

Before launching ArifPay, he also founded ride-hailing platform ZayRide, helping digitize the taxi industry in Addis Ababa.

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Fintech founders like Tadesse are helping move Ethiopia toward a cash-lite economy, enabling merchants and consumers to use digital payments across the country.

Source: The Reporter / WeAreTech
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Bank of Abyssinia and Visa Expand Digital Payments in Ethiopia

Bank of Abyssinia has expanded its partnership with Visa to accelerate digital payment adoption in Ethiopia.

The agreement aims to roll out more secure and seamless digital payment services, expanding Visa’s financial products within the Ethiopian banking ecosystem.

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Digital payments are becoming a core part of Ethiopia’s financial transformation.

Partnerships between banks and global payment networks are helping modernize card payments, online commerce, and financial technology infrastructure.

Source: TechAfrica News
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Ethiopia Approves New Artificial Intelligence University

Ethiopia has approved the creation of Medemer Artificial Intelligence University in Addis Ababa.

The new institution will focus on AI, advanced computing, and digital technology research.

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The university is part of Ethiopia’s broader digital transformation agenda, which aims to expand:

• artificial intelligence research
• digital infrastructure
• high-tech talent development.


It aligns with the country’s national tech strategy, Digital Ethiopia 2030.

Source: Government of Ethiopia
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Global Markets React to Oil Shock and AI Restructuring

Global markets are navigating a volatile mix of energy disruption and rapid AI investment.

A supply shock in global oil markets combined with tech layoffs tied to AI infrastructure spending is influencing investor sentiment worldwide.

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The global economy is entering a new phase where:

• AI infrastructure investment
• energy market volatility
• corporate restructuring

are increasingly shaping financial markets.

These trends are likely to influence technology investment and business strategy globally.

Source: WBN Global Markets Brief
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AI Is Driving a Global Wave of Tech Layoffs

More than 45,000 tech layoffs have been recorded globally in early 2026, with many linked to AI adoption and automation.

Around 20% of these job cuts are tied directly to AI-driven restructuring, as companies reorganize around new technologies.

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AI is reshaping the tech labor market.

While companies reduce some roles, they are simultaneously investing heavily in AI engineers, data scientists, and infrastructure specialists.

Source: TechNode Global
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Ranked: Africa’s Largest Fintech Companies

Africa’s fintech sector has grown into one of the continent’s most valuable technology industries.

Here are some of the largest fintech companies in Africa by valuation and market impact:

• Flutterwave — $3B+ valuation
• Chipper Cash — $2B+ valuation
• OPay — $2B+ valuation
• Wave — $1.7B valuation
• Paystack — acquired for $200M+

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Fintech is solving one of Africa’s biggest challenges: financial inclusion.

With millions of people still unbanked, digital payments and mobile finance are becoming the foundation of Africa’s digital economy.

Source: Industry reports / VC data
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Top 5 Ethiopian Startups to Watch

Ethiopia’s startup ecosystem is still young, but several companies are gaining momentum in fintech, mobility, and digital services.

Some startups attracting attention include:

• ArifPay — fintech payments infrastructure
• Chapa Financial Technologies — online payment gateway
• Ride — ride-hailing platform
• ZayRide — mobility tech startup
• Afriwork — digital freelance marketplace


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Most Ethiopian startups are building solutions in:

• fintech
• logistics
• digital marketplaces
• mobility services


These sectors are emerging as the core of Ethiopia’s tech ecosystem.

Source: Tech ecosystem reports
@BirrAndByte
The Companies Dominating the Global AI Boom

Artificial intelligence has become the most competitive sector in the tech industry.

Some of the companies leading the AI race include:

• Nvidia — AI chips and computing infrastructure
• Microsoft — AI platforms and cloud computing
• Google — AI research and AI services
• OpenAI — advanced AI models
• Meta Platforms — AI systems and open-source models


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AI is triggering the largest technology investment cycle in decades, with companies investing billions in:

• data centers
• AI chips
• machine-learning infrastructure.


Source: Global tech industry analysis
@BirrAndByte
Ethiopia’s Digital Economy Is Growing Fast

Ethiopia’s digital ecosystem has expanded rapidly in recent years.

Key indicators of growth include:

• more than 60 million mobile subscribers
• rapid expansion of mobile money services
• growth in fintech startups
• expanding telecom infrastructure through Ethio Telecom.

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Digital services are becoming a major driver of economic growth, with sectors such as:

• fintech
• e-commerce
• software development
• digital outsourcing

expected to expand significantly over the next decade.

Source: Digital Ethiopia Strategy
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